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The car finance company may restrict the maximum age that the vehicle can be at the end of the agreement. Excludes delivery mileage models. Visit your local Pentagon dealership for more details.

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Cheap Personal Contract Purchase

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Recruitment Event Why Choose Pentagon? There are some things you need to be aware of before you commit to a car finance deal. This means you only pay the monthly fee as well as the initial deposit.

You may be able to save hundreds of pounds by not having to pay the APR , so it is an option to consider. You can usually find an interest free deal for Hire Purchase or Personal Contract Purchase type contracts.

Buying Guide: Best 0% APR finance deals on new cars for sale in

There are simple ways you can do this, but it may take some time. Get hold of your full credit history and look over it to find out what you need to do to increase your credit score. If you have current credit that you are paying back, then it is essential that you make your repayments on time.


This will ensure that the lenders can trust you to make repayments and manage your money responsibly. You need to do your research before deciding on which contract to go for.

Car Loan Offers

Some companies can tempt you into deals by including the interest you would have paid into your actual loan payments. This will make you think you are paying no APR, but you may be paying more than the car is actually worth instead. To avoid this , find out what the true value of the vehicle you want to buy is - compare this price on a few websites to estimate how much you should be paying.

Did you find this guide helpful?

Make sure you compare car finance deals carefully to find the most competitive rates for the kind of vehicle you are looking for. The advantages will vary for each customer but not having to pay an APR can offer huge savings for anyone. Even if you have had a low-interest rate deal in the past, you can still expect to save up to hundreds of pounds a year.